The challenges of staying PCI compliant

Without the right card data systems, following PCI council mandates may be increasingly challenging for merchants. The changing rules can force businesses to take greater steps to stay compliant. A solution that comes pre-built with effective security safeguards can be necessary for better customer data security.

Moxie's Nikhil Govindaraj commented on the tighter PCI requirements in a recent Forbes article. Since the standards are constantly evolving, he writes, companies need to prepare for long-term changes and establish a future-focus strategy. Completing a PCI audit successfully once doesn't ensure that future efforts will be just as successful.

As such, merchants have to invest in software that's both appropriate now and could help them prepare for later audits. Getting into the rhythm of the different versions can be part of the process of certification.

This April, CTO Troy Leach said that the previous version of the PCI DSS, 3.1, will expire on the last day of October. According to Leach, it was important for companies to meet compliance as soon as possible.

Doing so doesn't just satisfy the current standards, but also helps put merchants in the cycle of deadlines throughout the years, possibly ahead of their competition. What's more, the standards apply to any company that accepts, processes and receives payments, as a related press release stated.

Using 911 Software's payment processing options, merchants can dramatically improve compliance by using modern techniques like tokenization. This practice allows users to interact with card information while still avoiding the dangers of data exposure. Storing information is a potentially tricky area for merchants that aren't familiar with PCI standards.

You can read more about CreditLine's tokenization methods here. You can also contact 911 Software to get product information or software support.

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