Cloud9 Payment Gateway

One API. Any Processor. Every Channel.

Integrate once and route anywhere — terminals, eCommerce, and mobile across 10 processors. Backed by 99.9% uptime since 1995.

10,000+ merchants served
99.9% uptime SLA
Since 1995 in production
Online
PinPad
Mobile
POS
Cloud9 Gateway Authorize • Route • Settle
Processor Settlement
Volume Loading...
Gateway status Online
Processor ER Loading...
PCI-DSS Compliant
End-to-End Encryption
24/7 Support
Tokenization
EMV Certified
Store & Forward
Live operations

Real-time intelligence, not yesterday's export.

Live transaction data. Real-time processor status. Error rates as they happen. Cloud9 surfaces what matters, the moment it matters.

Processor network Processor-agnostic
Chase Paymentech Elavon Global Payments HPS NUVEI TSYS TransFirst Vantiv USAT WorldPay Chase Paymentech Elavon Global Payments HPS NUVEI TSYS TransFirst Vantiv USAT WorldPay
Who we serve
Merchants Whether you're running one register or a thousand locations, Cloud9 gives you a single integration across any processor and every sales channel.
ISOs & agents Onboard merchants in hours, not weeks. Processor-agnostic routing and a unified back office mean less friction for you and your merchants.
Software vendors Embed payments into your platform with a clean REST API, white-label terminal management, and zero processor lock-in.
Developer experience

Integrate in days, not months.

A clean REST API built on the OpenAPI standard, with a Swagger sandbox you can hit today. Cloud9 handles the processor complexity so your team ships faster.

createPaymentIntent.js
Point of Sale
Result Payment successful

Card authorized and routed to processor.

Amount $4,280.00
Settlement Queued
Event payment_intent.succeeded
Go live in days Full REST API Swagger sandbox
portal.c9pg.com
Cloud9 gateway portal — transaction management with hierarchical filtering and batch operations
Unified infrastructure

One portal. Every processor, terminal, and merchant.

Manage every processor, terminal, and merchant relationship from a single interface. No separate logins, no fragmented reporting, no runaround.

Fast integration

REST API, Swagger sandbox, and sample code in Node.js, C#, iOS, and Android. Most teams go live in under a week.

Real-time visibility

Live transaction monitoring, processor status alerts, and reporting you can pull without filing a ticket.

Terminals built in

Ingenico, PAX, Dejavoo, and more — pre-programmed, encrypted, and managed through the same gateway as your online transactions. View terminals

Security & compliance

Secure terminal data never touches your servers.

Card data is encrypted at the terminal and stays encrypted through every stage. Cloud9 is PCI-DSS Level 1 compliant with end-to-end encryption from device to gateway.

Card Presented Tap, dip, or swipe
Encrypted Terminal Secured at source
Cloud9 Gateway Tokenized & routed
Processor Authorized & settled
PCI-DSS Level 1 Highest compliance tier
End-to-End Encryption Device to gateway security
Cross-Processor Tokens Vendor-independent card vault
Dual Store & Forward Server + client offline mode
Our story

Three decades of precision-engineered payments.

Same founding team. Same obsession with uptime. From CreditLine to Cloud9 — rebuilt for the scale and speed today's merchants demand.

1995 911 Software Formed J. Min and Z. Voldman launch CreditLine Payment Processing Software.
1999 M911 Gateway Sold Sold to MOL:NASDAQ
2000 SIVA Corp Formed First web-based bi-directional enterprise POS. Darden (DRI:NYSE) is the first major client.
2006 SIVA POS Sold Sold to PAR:NASDAQ
2012 CreditLine Secure Next generation CreditLine server launched.
2017 Cloud9 Gateway Cloud9 Payment Gateway launched.
2020 Mobile POS Next Gen Mobile POS project kick-off.
Common questions

Common questions from merchants, developers, and ISOs.

What does "processor-agnostic" mean?

Cloud9 sits between your business and the processor. You integrate once with our API, and we route transactions to any of our 10 supported processors. If you switch processors, your integration stays the same.

What's the difference between full and semi integration?

Semi-integrated gateways hand off terminal communication to a third party. Cloud9 is fully integrated — we control the connection from your POS through the terminal to the processor, giving you faster transactions, better error handling, and one point of support. Learn more

How long does integration take?

Most teams go live in under a week. Our REST API follows the OpenAPI standard with a Swagger sandbox for testing. We also offer an iFrame hosted checkout that requires zero backend work.

Is Cloud9 PCI compliant?

Yes. Cloud9 is PCI-DSS compliant with end-to-end encryption from the terminal to the gateway, and proprietary cross-processor tokenization so card data never touches your servers.

What happens if connectivity drops?

Our proprietary Dual-Factor Store & Forward keeps transactions flowing even when your internet goes down. Transactions are queued locally and settled automatically when connectivity returns.

Which terminals do you support?

See Cloud9 Supported Payment Terminals

Start the conversation

Let's figure out the right fit.

Evaluating gateways, planning an integration, or switching processors? Tell us where you are — we'll route you to the right person.

Sales & onboarding Gateway fit, merchant use cases, and workflow review.
Developer questions API structure, integration paths, and technical guidance.
Direct line (888) 388-8773